The first one. The refinance. The one after that. One team, 200+ lenders, and a market watch that never sleeps.
See Your Numbers →If that works, our part is making your offer the strong one: pre-approved fast, closed in about 12 days.
Illustrative rate · not a quote or approval
A lower rate does two jobs. Your payment drops, and more of each payment pays down the loan.
Illustration only · not a quote
A real person from the team will call you shortly. Not a queue, not a robot.
By funded volume, 2025 and 2026 year to date.

Fifteen minutes, straight answers. Pick your guy below, or just call or text 480 · 808 · 2559. We actually pick up.
The closer's closer. Hundreds of families funded, a 12-day average close, and a review wall that reads like a family reunion.
Book 15 min with Logan →A decade in, still answering his own phone. He built the systems that watch every client's rate so a human calls the day the market moves.
Book 15 min with Dylan →"We don't profit from your rate. We profit from your trust."
Every loan has a motive behind it. Know where the motivations lie.
The higher your rate, the more your loan makes them. That is the business model, and it is why they are in no hurry to find you a lower one.
Often within months. New servicer, new phone tree, and nobody who remembers your name.
Rates drop, the market moves, silence. The next time you hear from them, they're selling you something.
The lender pays us at closing, the same no matter which of the 200+ wins. The only thing left to compete on is your cost.
If what you already have is the better deal, that's exactly what we'll say. The loan you don't need is one we won't write.
After closing we keep watching the market. When a move would actually pay you, whether that means buying, refinancing, or holding, a person picks up the phone.
Automatic, and you never have to ask us for any of it. Take all three or pick one.
"He helped me purchase my first, second, and third home. Dylan will always be my go-to. The way he communicates and makes everything simple is priceless."
"I am so thankful you reached out to me and helped me get my house payments lower. This team truly has your back."
"…helped close the loan with a much lower interest rate in record time. Their dedication to veterans is unmatched."
"We did an FHA streamline and it was super easy and fast. We will definitely partner with them again in the future."
"We recently refinanced our mortgage with Forsyth Mortgage Team, and we couldn't be happier with the outcome!"
"The team was very responsive, answered my questions and got my rate lowered with lots of credits."
"Dylan Forsyth was a great partner from beginning to end. He took the time to explain everything right from the start…"
"They made everything simple, kept us informed every step of the way, and were always quick to answer our questions."
"Now, he's monitoring rates for me, ensuring I can always secure the best possible deal. I've finally found my lifelong lender!"
"…walked me through and guided me and answered questions even after hours."
"Good communication and I'm glad we got to drop my rate down and save me some money. Will be working with him again."
"He helped me purchase my first, second, and third home. Dylan will always be my go-to. The way he communicates and makes everything simple is priceless."
"I am so thankful you reached out to me and helped me get my house payments lower. This team truly has your back."
"…helped close the loan with a much lower interest rate in record time. Their dedication to veterans is unmatched."
"We did an FHA streamline and it was super easy and fast. We will definitely partner with them again in the future."
"We recently refinanced our mortgage with Forsyth Mortgage Team, and we couldn't be happier with the outcome!"
"The team was very responsive, answered my questions and got my rate lowered with lots of credits."
"Dylan Forsyth was a great partner from beginning to end. He took the time to explain everything right from the start…"
"They made everything simple, kept us informed every step of the way, and were always quick to answer our questions."
"Now, he's monitoring rates for me, ensuring I can always secure the best possible deal. I've finally found my lifelong lender!"
"…walked me through and guided me and answered questions even after hours."
"Good communication and I'm glad we got to drop my rate down and save me some money. Will be working with him again."
The lender pays us when your loan closes, not by marking up your rate. Our incentive is to find your lowest cost across 200+ lenders, because that's how we keep you for life.
Our average close is 12 days. Purchase or refinance, we move fast because the process is built for it. In this market, speed wins houses.
We're based in Chandler and lend across 49 states. Wherever you are, the same team handles your file start to finish.
It's never too soon to have someone watching. We'll review your terms and tell you straight whether a move makes sense yet. If it doesn't, we'll watch the market and call you the day it does.
Buying, refinancing, or just wanting someone to watch the market for you: it starts with fifteen minutes.